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Digital Credit

Inclusive Financial Service through MFS: The Case of bKash Digital Loan and DPS

Inclusive Financial Service through MFS: The Case of bKash Digital Loan and DPS

Inclusive financial service refers to providing access to a broad range of affordable and useful financial products and services to people who are traditionally excluded or underserved by the formal…
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Shariah-Compliant Islamic BNPL in e-commerce: The Case of Qist Bazaar

Shariah-Compliant Islamic BNPL in e-commerce: The Case of Qist Bazaar

Qist Bazaar is an emerging Islamic Buy Now, Pay Later (BNPL) platform designed to meet the growing demand for Shariah-compliant financing solutions in e-commerce. As BNPL gains popularity globally, Qist…
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The Fintech Revolution in Underwriting: A Game-Changer for Lending

The Fintech Revolution in Underwriting: A Game-Changer for Lending

The fintech revolution is reshaping the financial services industry, and nowhere is this transformation more evident than in underwriting. Traditionally, underwriting has been a labor-intensive process, relying on a narrow…
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Embedded Lending: New Opportunity for Consumers and Small Businesses

Embedded Lending: New Opportunity for Consumers and Small Businesses

Embedded lending is rapidly emerging as a transformative financial service that allows consumers and businesses to access credit directly within the platforms they are already using. Unlike traditional loans that…
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Revolutionizing Earned Wage Access in Southeast Asia: Case Study of Wagely

Revolutionizing Earned Wage Access in Southeast Asia: Case Study of Wagely

Wagely is an Earned Wage Access (EWA) platform based in Southeast Asia, providing a revolutionary solution to financial stress among employees. Founded in 2020 by Tobias Fischer and Saqr Atallah,…
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