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Banking Technology

Digital Transformation Strategies in Banking: Finance in the Digital Era

Digital Transformation Strategies in Banking: Finance in the Digital Era

Digital banks—also known as neobanks or challenger banks—are disrupting the traditional banking landscape by offering fully digital, tech-driven services that cater to modern consumers. These banks operate without physical branches…
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PayTech Innovations and Driving Payments Transformation in Emerging Markets

PayTech Innovations and Driving Payments Transformation in Emerging Markets

Payment technology (PayTech) has undergone significant transformation over the last decade, particularly in emerging markets where financial inclusion and accessibility remain critical issues. These regions have seen rapid growth in…
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Paradigm Shift in Financial Transactions and Moving Towards the Cashless Society

Paradigm Shift in Financial Transactions and Moving Towards the Cashless Society

The concept of a cashless society is no longer a distant future but an emerging reality, driven by advancements in digital payment technologies, smartphones, and internet connectivity. A cashless society…
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Fulfilling Gen Z’s Customer Needs: Guideline for Financial Service Providers

Fulfilling Gen Z’s Customer Needs: Guideline for Financial Service Providers

Generation Z (those born between 1997 and 2012) represents a rapidly growing segment of the consumer base, and their unique preferences and expectations are reshaping the financial services industry. As…
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Technology Driven Business Models for Banks and Digital Financial Services

Technology Driven Business Models for Banks and Digital Financial Services

As banks increasingly embrace digital transformation, they are adopting various business models to offer digital financial services that meet evolving customer expectations. These models enable banks to deliver efficient, scalable,…
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