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Financial Inclusion

Inclusive Financial Service through MFS: The Case of bKash Digital Loan and DPS

Inclusive Financial Service through MFS: The Case of bKash Digital Loan and DPS

Inclusive financial service refers to providing access to a broad range of affordable and useful financial products and services to people who are traditionally excluded or underserved by the formal…
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Digital Banking Landscape in Bangladesh: Insight from Market Trends

Digital Banking Landscape in Bangladesh: Insight from Market Trends

Bangladesh, a rapidly developing economy, is witnessing a significant transformation in its financial services sector driven by digital banking. With the rise of mobile internet penetration, government-backed digital initiatives, and…
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Open Banking: The Catalyst for Innovation in the Financial Services Industry

Open Banking: The Catalyst for Innovation in the Financial Services Industry

Open Banking is transforming the financial services industry by enabling secure data sharing between banks, fintechs, and third-party providers, all while placing control in the hands of customers. This paradigm…
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Shariah-Compliant Islamic BNPL in e-commerce: The Case of Qist Bazaar

Shariah-Compliant Islamic BNPL in e-commerce: The Case of Qist Bazaar

Qist Bazaar is an emerging Islamic Buy Now, Pay Later (BNPL) platform designed to meet the growing demand for Shariah-compliant financing solutions in e-commerce. As BNPL gains popularity globally, Qist…
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The Journey and Business Model Canvas of a Financial Supper App

The Journey and Business Model Canvas of a Financial Supper App

A Financial Super App offers a comprehensive suite of financial services under one digital platform, integrating banking, payments, lending, insurance, investments, and more. By serving as a one-stop-shop for users’…
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MFS and Bank Collaboration to Broaden Financial Inclusion: Bangladesh Perspective

MFS and Bank Collaboration to Broaden Financial Inclusion: Bangladesh Perspective

In Bangladesh, Mobile Financial Services (MFS) have transformed the financial landscape by offering millions of people access to basic financial services, especially those in underserved and rural areas. With the…
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The Emergence of APIs in Banking: Making Finance Factionless

The Emergence of APIs in Banking: Making Finance Factionless

In recent years, Application Programming Interfaces (APIs) have emerged as a transformative force in the banking sector, driving innovation, efficiency, and collaboration between financial institutions and third-party service providers. APIs…
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The Fintech Revolution in Underwriting: A Game-Changer for Lending

The Fintech Revolution in Underwriting: A Game-Changer for Lending

The fintech revolution is reshaping the financial services industry, and nowhere is this transformation more evident than in underwriting. Traditionally, underwriting has been a labor-intensive process, relying on a narrow…
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Shaping the Future: Innovations in PayTech and Emergence of Digital Currencies

Shaping the Future: Innovations in PayTech and Emergence of Digital Currencies

The global payments landscape is undergoing a profound transformation due to rapid advancements in payment technologies and the emergence of digital currencies. These innovations are reshaping the way individuals, businesses,…
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