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Digital Bank

Digital Banking Landscape in Bangladesh: Insight from Market Trends

Digital Banking Landscape in Bangladesh: Insight from Market Trends

Bangladesh, a rapidly developing economy, is witnessing a significant transformation in its financial services sector driven by digital banking. With the rise of mobile internet penetration, government-backed digital initiatives, and…
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Open Banking: The Catalyst for Innovation in the Financial Services Industry

Open Banking: The Catalyst for Innovation in the Financial Services Industry

Open Banking is transforming the financial services industry by enabling secure data sharing between banks, fintechs, and third-party providers, all while placing control in the hands of customers. This paradigm…
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The Journey and Business Model Canvas of a Financial Supper App

The Journey and Business Model Canvas of a Financial Supper App

A Financial Super App offers a comprehensive suite of financial services under one digital platform, integrating banking, payments, lending, insurance, investments, and more. By serving as a one-stop-shop for users’…
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MFS and Bank Collaboration to Broaden Financial Inclusion: Bangladesh Perspective

MFS and Bank Collaboration to Broaden Financial Inclusion: Bangladesh Perspective

In Bangladesh, Mobile Financial Services (MFS) have transformed the financial landscape by offering millions of people access to basic financial services, especially those in underserved and rural areas. With the…
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The Emergence of APIs in Banking: Making Finance Factionless

The Emergence of APIs in Banking: Making Finance Factionless

In recent years, Application Programming Interfaces (APIs) have emerged as a transformative force in the banking sector, driving innovation, efficiency, and collaboration between financial institutions and third-party service providers. APIs…
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Prepaid Card for MFS Users: Use Case Analysis of upay Prepaid Card

Prepaid Card for MFS Users: Use Case Analysis of upay Prepaid Card

MFS users of Bangladesh engaged for send money through the MFS platforms. As per Bangladesh report around 85% of total MFS transactions concentrated among cash in, cash out and send.…
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Digital Transformation Strategies in Banking: Finance in the Digital Era

Digital Transformation Strategies in Banking: Finance in the Digital Era

Digital banks—also known as neobanks or challenger banks—are disrupting the traditional banking landscape by offering fully digital, tech-driven services that cater to modern consumers. These banks operate without physical branches…
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Technology Driven Business Models for Banks and Digital Financial Services

Technology Driven Business Models for Banks and Digital Financial Services

As banks increasingly embrace digital transformation, they are adopting various business models to offer digital financial services that meet evolving customer expectations. These models enable banks to deliver efficient, scalable,…
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Understanding Gen Z’s Financial Behavior and Need for Proactive Digital Banking

Understanding Gen Z’s Financial Behavior and Need for Proactive Digital Banking

Generation Z, often referred to as "Gen Z," includes individuals born between the late 1990s and early 2010s. They are the first generation to have grown up entirely in a…
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