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Banking Technology

BankingTechBanking Technology, Digital Bank, Digital Banking, Digital Economy, Digital-Only Bank, Disruptive Innovation, Fintech

The Rise of Digital-Only Bank: Business Model and Strategic Implications

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As financial services continue to evolve in the digital age, digital-only banks—also known as neobanks or challenger banks—have emerged as key players in the banking landscape. Unlike traditional banks, digital-only…

BankingTechBanking Industry, Banking Technology, Digital Economy, Disruptive Innovation, Fintech, Technology Disruption

Technology Disruption in the Banking Industry: A New Era of Innovation

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The banking industry, once characterized by traditional brick-and-mortar branches and legacy systems, is experiencing a profound transformation fueled by technological disruption. Emerging technologies such as Artificial Intelligence (AI), blockchain, cloud…