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Terms and Conditions

Website Terms and Conditions

Effective Date: January 01, 2024

Welcome to Financial Catalyst Bangladesh (the “Site”). These Terms and Conditions (“Terms”) govern your use of our website, fincatbd.com, and any services, features, or content provided by or through the Site. By accessing or using the Site, you agree to comply with and be bound by these Terms. Please read them carefully. If you do not agree to these Terms, you must not use this Site.

A. Acceptance of Terms
By accessing or using our Site, you agree to these Terms and all applicable laws and regulations. These Terms constitute a legally binding agreement between you and Financial Catalyst Bangladesh regarding your use of the Site.

B. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site in any way that:

  • Violates any applicable local, national, or international law.
  • Engages in any fraudulent, abusive, or harmful activity.
  • Interferes with or disrupts the functionality of the Site or the servers hosting it.
  • Attempts to gain unauthorized access to any portion of the Site or the systems that operate it.

C. Intellectual Property Rights
All content, features, and functionality on the Site (including but not limited to text, graphics, logos, images, videos, software, and design) are the exclusive property of Financial Catalyst Bangladesh or its licensors and are protected by copyright, trademark, and other intellectual property laws.

  • License to Use: Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes.
  • Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content on the Site without our prior written consent.

D. User-Generated Content
The Site may allow you to post, submit, or upload content, such as comments, reviews, or other materials (collectively, “User Content”). By submitting User Content, you grant Financial Catalyst Bangladesh a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, distribute, modify, and display your User Content in connection with the operation of the Site.

You represent and warrant that:

  • You own or have the necessary rights to post your User Content.
  • Your User Content does not infringe any third-party intellectual property or privacy rights, and does not violate any laws or regulations.

We reserve the right, but are not obligated, to remove or modify any User Content at our discretion.

E. Prohibited Conduct
When using our Site, you agree that you will not:

  • Use the Site in any way that could damage, disable, or impair its functionality.
  • Upload or transmit viruses, malware, or any other harmful code.
  • Attempt to gain unauthorized access to any part of the Site, accounts, or networks.
  • Use any robot, scraper, or other automated means to access the Site for any purpose without our express permission.
  • Engage in any activity that interferes with others’ ability to use the Site.

F. Third-Party Links
Our Site may contain links to third-party websites or services that are not owned or controlled by Financial Catalyst Bangladesh. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we are not responsible for any damages or losses caused by your use of any third-party website.

We encourage you to read the terms and conditions and privacy policies of any third-party websites you visit.

G. Disclaimer of Warranties
The Site is provided “as is” and “as available” without any warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

We do not warrant that:

  • The Site will be available at all times or will be uninterrupted, error-free, or secure.
  • Any defects or errors will be corrected.
  • The content or services available on the Site will meet your expectations or needs.

H. Limitation of Liability
To the fullest extent permitted by law, Financial Catalyst Bangladesh, its officers, directors, employees, and affiliates will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses resulting from:

  • Your access to or use of, or inability to access or use, the Site.
  • Any content obtained from the Site.
  • Unauthorized access, use, or alteration of your transmissions or content.

I. Indemnification
You agree to indemnify, defend, and hold harmless Financial Catalyst Bangladesh and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, losses, costs, or expenses (including reasonable attorney’s fees) arising out of or in connection with your:

  • Use of the Site.
  • Violation of these Terms.
  • Violation of any rights of a third party, including intellectual property or privacy rights.

J. Changes to the Terms
We may modify or update these Terms at any time at our sole discretion. If we make material changes to these Terms, we will notify you by posting the updated Terms on the Site and updating the Effective Date. Your continued use of the Site after the updated Terms are posted constitutes your acceptance of the changes.

K. Termination
We reserve the right to terminate or suspend your access to the Site, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.

Upon termination, your right to use the Site will immediately cease, and you must discontinue all access and use of the Site.

L. Governing Law
These Terms are governed by and construed in accordance with the laws of Bangladesh, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts located in Dhaka, Bangladesh.

M. Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

N. Entire Agreement
These Terms constitute the entire agreement between you and Financial Catalyst Bangladesh regarding your use of the Site and supersede any prior agreements between you and [Financial Catalyst Bangladesh concerning the Site.

O. Contact Us
If you have any questions or concerns about these Terms, please contact us at:

By using the Site, you acknowledge that you have read, understood, and agree to these Terms and Conditions.
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